Flexible Payment Processing


Merchant Account

We handle the behind the scenes payment processing for credit cards, while using your existing gateway provider. Give us some info, we handle the details, you receive the savings!


Merchant Account + Gateway

Don't have a gateway you're already using? Starting from scratch? This option is for you! Take advantage of our at-cost processing along with our at-cost gateway and get great reporting tools built in.

Merchant Account

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Secure Payment processing for credit card transactions
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Interchange Plus Pricing — Up to 50% savings
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Works with existing platforms
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Merchant portal w/monthly statements
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Next-Day Funding
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24/7 In-House Customer Service
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No hidden fees

Merchant Account + Gateway

Includes all the features of the merchant account, PLUS:
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Recurring transactions
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Secure customer vault for payment info
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Enhanced transaction reporting
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iSpy Fraud / Quickbooks Sync (+$5/ea)
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Quick Click website donation buttons
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Integrates with Rock RMS, Txt2Give, Touchpoint, and any custom built platform
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Developer API

Integrations To Help You Work Smarter

Our credit card processing solutions can integrate with many existing software platforms, church management systems, and payment gateways.

Supported Software & ChMS

Rock RMS logo
Ministry Platform logo
Fellowship One logo
Touchpoint Logo
Shelby logo
Brushfire Events logo
Secure Give logo
Wordpress logo
Wufoo logo
Webconnex logo

Supported Gateways

Authorize.Net logo
Cybersource logo
Payflow Pro logo
NMI logo
TransNational Payments logo
Bambora logo
TSYS logo
IATS logo
Sage logo

Plus Zero

A woman giving online with a credit card

Most companies charge 2.9% + 30¢ for processing. Our model uses Interchange Plus Zero pricing. We simply pass the fees charged by card brands like Visa and Amex, directly to you along with a 30¢ per transaction fee.

For bank transfers (ACH) most companies charge 1%-2% + 30¢. We simply charge a 30¢ per transaction fee. Encouraging gifts via bank transfer will result in the lowest possible fee structure for your organization.

No matter what, we never markup or profit on the money for your mission.

View Pricing

Frequently Asked Questions

How much can I save?

Over the last six years, My Well Ministry has helped hundreds of churches and faith based nonprofits free up over $20,000,000 in processing fees to go back into ministry. On average, organizations that use My Well Ministry, save up to 50% (and some cases more) off their current credit card processing fees!

Does my organization qualify?

If you are a faith-based company and a 501c3 non-profit organization, you qualify to partner with My Well Ministry.

If you meet this criteria, get started today to start saving and accomplishing more with your giver's contributions.

How does My Well Ministry offer these savings?

We offer these savings through our exclusive partner, TransNational Payments. They provide the actual processing services without any markup or profit. This means any transactions you process or equipment purchased through us, cost you less than it costs us to provide or buy.

Because of this, we’re able to save you money, allowing you to allocate these savings to other areas of need within your ministry.

Who is TransNational Payments?

Transnational Payments is our exclusive payment processing partner and industry leader in payment solutions and merchant services, serving businesses nationwide since 1999. My Well was established as a department of TransNational Payments in 2009.

Because of their heart for charitable and socially responsible causes in the industry, TransNational’s CEO and President launched My Well Ministry as a way to give back the company’s time and expertise in order to make its services available at less than cost to faith-based non-profit churches & ministries.

When you have a minute, make sure you check out the entire My Well Story.

How long will the program last?

Transnational Payments has been offering these savings through My Well Ministry since 2009, and we will continue to offer them into the future.

How is My Well funded?

My Well is funded by the success of their partner, Transnational Payments. Rather than seeing churches and faith based based nonprofits as another vertical market to profit from, they leverage the success of their traditional business model to fund ministry.

Additionally, as a registered 501(c)3 nonprofit ourselves, My Well Ministry accepts donations from people and organizations who believe in our mission. As a result, we're able to play a small part in seeing God's kingdom come to earth.

How can I see what I'm currently paying in credit card processing fees?

In general, you can view your existing credit card statement and divide the total of all fees (Interchange rates, monthly fees, transaction fees, etc) by the total sales volume. To help, we wrote and article to help you calculate your average effective rate.

Because each payment processing company formats their bill differently, it can be difficult to figure out. If you're having trouble, one of our ministry consultants would be happy to run a savings analysis for you!

This sounds too good to be true—are there any strings attached?

Once a My Well customer, we consider you a partner in our mission. There are no contracts, you pay month to month, and you can cancel anytime without penalty.

Visit our Help Center for more advice and answers to common questions about us, our process, and your next step.

Visit The Help Center